5 real tabs
Start, Debts, Payment Log, Dashboard and Checks.
Digital Production · Owner approved
Debt Payoff Tracker
Organize balances and APR, plan minimum plus extra payments, log principal and interest, and monitor payoff progress with integrity checks.
- Tabs
- 5
- Formulas
- 141+
- Status
- Owner approved
NumberNinja Debt Payoff TrackerPreview mode
1Opening balance—2APR%3Planned payment—
1Payment date—2Principal—3Interest—
1Total balance
SUM2Paid principalSUMIFS3Payoff progress—1Missing APR
COUNTIF2Payment coverageIF3Model integrityCheckShowing Debts sheet
141+ formulas
Workbook logic uses SUM, SUMIFS, COUNTIF and IF formula families.
Offline-first
The workbook workflow is designed to run locally in Excel after access is enabled.
Gated launch
Product quality is owner-approved; customer delivery stays disabled until secure checkout activation.
What the approved package contains
The approved launch package contains an XLSX workbook and a PDF guide inside a ZIP archive. No customer file is exposed from this preview.
- Balance and APR overview
- Minimum plus extra payment planning
- Principal and interest payment log
- Payoff progress dashboard
- Payment sustainability checks
A deliberate four-step flow
- List
Enter each balance, APR and planned payment.
- Plan
Set minimum and extra payment assumptions.
- Log
Record principal and interest from completed payments.
- Verify
Review progress and sustainability checks before decisions.
Compatibility
- Microsoft Excel 2021 or later on Windows is the current verified baseline.
- Google Sheets and other spreadsheet apps are not certified.
- The interface shown here is a code-native structural preview.
Privacy & offline use
- This page does not collect or transmit debt information.
- The intended workbook workflow keeps personal entries in the local file.
- Future access and delivery mechanics remain outside this launch preview.
Important limits
- Owner approval is recorded; checkout and live-provider activation remain separate.
- Results depend on accurate balances, APR and payment entries.
- This is an organizational and educational tool, not financial, tax, legal, credit or debt-management advice.
Owner-approved launch preview